USA Payment Systems ("USAPSYS") respects your privacy and is committed to protecting the information you provide to us through this Web site. We do not sell or distribute user information to third parties. We gather user information and will distribute this information within USAPSYS in order to serve your needs and respond to your information requests. These are the guidelines we use in protecting your privacy.

1. Gathering of User Information.

We collect information about our Web visitors indirectly through our Internet access logs. When you access USAPSYS.com, your browser's domain name and Internet address is automatically collected and is placed in our Internet access logs. We use this information to learn about which pages and information our Web site visitors access and how often. We also collect user information when you voluntarily submit it to us. Throughout our site, we provide the opportunity to subscribe to alerts regarding USAPSYS events or company news, or to request solution, product, or service information. When we collect this type of information, we intend to use the information to determine how we can meet your needs and respond to your requests. It is completely up to you whether or not you want to provide this information.

2. Use of Cookies.

The USAPSYS Web site only minimally uses cookies to assign a "User I.D." Cookies are small files of information, which save specific information about your visit. The cookies we use identify you merely as a number and are used only to assist in producing overall site visitor statistics. Cookies, by themselves, cannot be used to find out the identity of any user. Unless you specifically tell us who you are. We will never know who you are even though we assign you a cookie. If you are uncomfortable regarding the use of cookies, you can disable them on your computer by changing the settings in preferences or options menu in your browser.

3. Disclosure of User Information.

USAPSYS will not sell or distribute user information to third- parties. If you have voluntarily submitted user information to us through an e-mail or otherwise, USAPSYS maintains your security by ensuring the information is only distributed within USAPSYS. This enables us to respond to your request about a product or service.

4. External Links.

The USAPSYS Web site may provide links to other third party Web sites. Even if the third party is affiliated with USAPSYS through a business partnership or otherwise, USAPSYS is not responsible for the privacy policies or practices or the content of such external links. These links are provided to you for convenience purposes only, and you access them at your own risk.

USA PAYMENT SYSTEMS ("USAPSYS") offers you a wide range of content, communication tools, and information about its products and services ("Information") via this Web site. By using this Web site, you are agreeing to accept and comply with the terms and conditions of use as stated below. You agree that USAPSYS may, at its sole discretion, terminate your access to this Web site at any time without notice.

1. Limited Right to Use.

This Web site is owned and operated by USAPSYS. Unless otherwise specified, all Information on this Web site is the property of USAPSYS and is protected by the copyright laws of the United States. You may view, print, and/or download the Information from this Web site solely for your use within your organization. No Information published by USAPSYS on this Web site, in whole or in part, may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without prior written permission from USAPSYS. The use of any such Information on any other Web site or networked computer environment or for any other purpose is strictly prohibited and such unauthorized use may violate copyright, trademark, and other similar laws.

2. Links to Other Sites.

Any linked sites are not under the control of USAPSYS and USAPSYS is not responsible for the content of any linked site or any link contained in a linked site. USAPSYS reserves the right to terminate any link or linking program at any time. USAPSYS may provide links from this Web site to other sites as a convenience to you and in no way should this be interpreted as an endorsement of any company, content, or products to which it links. If you decide to access any of the third party sites linked to this Web site, you do this entirely at your own risk.

3. Trademarks.

The trademarks, service marks, and logos of USAPSYS and others used in this Web site ("Trademarks") are the property of USAPSYS and their respective owners. You have no right to use any such Trademarks, and nothing contained in this Web site or the Terms of Use grants any right to use any Trademarks without the prior written permission of USAPSYS or the respective owner.

4. Indemnity.

You agree to indemnify, defend, and hold USAPSYS harmless from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable attorney's fees and costs) arising out of, based on, or in connection with your access and/or use of this Web site.

5. Disclaimer.

USAPSYS assumes no responsibility for accuracy, correctness, or content of the Information provided on this Web site. You should not assume that the Information on this Web site is continuously updated or otherwise contains current information. The Information provided at this Web site is provided "as is" and any warranty (express or implied), condition, or other term of any kind, including without limitation, any warranty of merchantability, fitness for a particular purpose, non-infringement, or title is hereby excluded.

6. General.

If you have any questions regarding the Terms of Use for this Web site, please contact USAPSYS at tmccarley@usapsys.com